Boyfriend. HELPP ME!!.....?

So I have been dating a guy off and on or the past year. This is our 3rd time dating and this time its gotten a little bit more difficult. Hes a year older and has always been in relationships baed apon hookng up. So naturally I somewhat feel te need to hook up with him. Problem is, im prude. Maybe not even prude, more along the lines of completely and utterly mortified of doing anything we make out, but whenever thats going on I even want more. BUT I SCARED. I dont know what the heck to do! I am drop dead in love with this boy. But im 16 and feel lke i have some un-natural cootie problem!? Whats wrong with me. I dont know what to do. Whether I should attempt to just suck it up and go for it or talk to him. Like I feel lke at this point im beginning to agrivate him.... weve been doing this for a year already..... :/ I neeeeed help.....